BRIDGE FINANCING WHEN YOUR INVESTMENT OPPORTUNITY CAN'T WAIT
Short-term financing for investors who need to acquire, reposition, refinance, or transition investment properties within a defined exit strategy. Bridge loans are designed for speed and flexibility, with a clear path to takeout through sale or refinancing.
Typical Use Cases
- Acquiring a property quickly when conventional financing is too slow
- Refinancing a maturing or balloon loan before a permanent takeout is ready
- Repositioning a property for a higher-value exit
- Extracting equity for a time-sensitive next acquisition
- Transitioning a property from construction to stabilized occupancy
Financing Highlights
12 months
Typical structure
Interest-only
Payment type
~10 business days
Target closing
Required
Exit strategy
Property Eligibility
- Residential and commercial investment properties
- Properties with a clear exit path (sale or refinance)
- Acquisition, refinance, or equity transactions
- Properties with sufficient equity or projected value
Borrower Considerations
- Documented exit strategy required
- Property must support the loan amount and interest carry
- Credit history reviewed
- Experience with the property type or exit strategy preferred
The Loan Application Process
- 1
Submit your scenario
Provide property, loan amount, and exit strategy details.
- 2
Scenario review
We evaluate the property, exit strategy, and timeline.
- 3
Term sheet
If qualified, we issue a term sheet with structure and conditions.
- 4
Due diligence
Appraisal, title, and exit-strategy verification.
- 5
Closing & funding
Target closings as fast as approximately 10 business days for qualified, complete transactions.
Common Borrower Questions
Why is an exit strategy required?
Bridge loans are short-term by design. The lender needs to see how the loan will be repaid — typically through a sale, refinance, or other documented source — before approving financing.
How fast can a bridge loan close?
Target closings are approximately 10 business days for qualified, complete transactions. Timeline depends on appraisal, title, and documentation readiness.
Are interest-only payments available?
Yes. Interest-only payment options are available on qualifying bridge programs to improve cash flow during the bridge period.
Can I refinance into a DSCR loan after bridging?
Yes. Many investors use a bridge loan to acquire, then refinance into a long-term DSCR rental loan once the property is stabilized and leased.
Ready to Discuss Your bridge Scenario?
Tell us about your investment property and financing goals. We'll review your scenario and discuss available options.