A young Black man and a woman wearing construction helmets reviewing building plans together at a single-family home construction site
Nationwide Private Money Financing

NATIONWIDE PRIVATE MONEY FINANCING FOR REAL ESTATE INVESTORS

Fast, Flexible Financing for Fix & Flip, DSCR Rentals, Bridge Loans, Multifamily Properties, and Ground-Up Construction.

Quick Real Estate Funding helps real estate investors, landlords, and developers access flexible, business-purpose financing for investment properties. Our asset-based lending programs focus on the property, transaction, and investment strategy rather than traditional personal-income documentation.

No personal income verification for eligible programs
Financing options for new and experienced investors
Fast closings, subject to underwriting
Loan Programs

Financing Built for Real Estate Investors

Five specialized programs covering the full investment property lifecycle — from acquisition and renovation to long-term rental stabilization and new construction.

🔧

Fix & Flip Loans

Finance eligible investment property acquisitions and renovations with up to 85% of the purchase price and up to 100% of approved rehabilitation costs, subject to a maximum of 75% of after-repair value and underwriting.

  • Up to 85% purchase price
  • Up to 100% rehab costs
  • Max 75% ARV
  • 12-month interest-only
Explore Fix & Flip Financing
🏠

DSCR Rental Loans

Acquire, refinance, or access equity in eligible rental properties using qualification based primarily on rental property cash flow rather than personal employment income.

  • Cash-flow qualification
  • No personal income verification
  • Long-term options
  • 2–3 week closings
Explore DSCR Financing
🌉

Bridge Loans

Short-term financing for investors who need to acquire, reposition, refinance, or transition investment properties within a defined exit strategy.

  • Time-sensitive acquisitions
  • Interest-only options
  • 12-month structures
  • ~10 business day closings
Explore Bridge Financing
🏢

Multifamily Financing

Financing solutions for multifamily and mixed-use investment properties, including acquisitions, refinancing, and eligible cash-out transactions.

  • 5+ unit properties
  • Acquisition & refinance
  • Cash-out eligible
  • Mixed-use qualifying
Explore Multifamily Financing
🏗️

Ground-Up Construction

Financing for qualified investors and developers building new residential investment properties, subject to project feasibility, borrower experience, and underwriting.

  • Up to 75% loan-to-cost
  • Land + construction
  • Draw procedures
  • Developer experience review
Explore Construction Financing

Not Sure Which Program?

Tell us about your investment scenario and we'll match you with the right financing.

GET A FREE LOAN QUOTE
Why Investors Choose Quick Real Estate Funding

COMMERCIAL ASSET-BASED FINANCING FOR SERIOUS REAL ESTATE INVESTORS

We underwrite the property and the investment strategy — not your personal tax returns. That means qualified investors can move quickly on opportunities that traditional lenders can't or won't finance.

  • Property-focused underwriting

    We evaluate the collateral, the deal, and the exit strategy.

  • No personal tax returns or pay stubs

    For eligible loan programs, your investment qualifies on its own merits.

  • Financing for new and experienced investors

    First deal or fiftieth — we have programs that fit.

  • Purchase, refinance, rehab, and construction

    One lender across the full investment lifecycle.

  • Residential and commercial investment properties

    1–4 units, multifamily, mixed-use, and select commercial.

  • Interest-only options for qualifying short-term programs

    Improve cash flow during renovation or stabilization.

Financing percentages, terms, and documentation requirements vary by program and are subject to underwriting. No program offers identical terms across all scenarios.

~10 business days

Fast Closings

qualified, complete transactions

Purchase price

Up to 85%

eligible fix & flip

Rehab costs

Up to 100%

approved renovation budget

After-repair value

Max 75%

subject to underwriting

Investor Financing Solutions

Financing for Landlords, Flippers, and Developers

Whether you're scaling a rental portfolio, flipping your first property, or breaking ground on a new development, QREF structures financing around your investment strategy — not a one-size-fits-all checklist. Tell us what you're trying to accomplish and we'll discuss the programs that fit.

Popular investor scenarios we finance:

  • • Acquiring a distressed property for renovation and resale
  • • Building a long-term DSCR rental portfolio
  • • Refinancing a maturing commercial balloon
  • • Extracting equity from a stabilized rental for the next purchase
  • • Ground-up construction of residential investment units
Investment Tool

REAL ESTATE INVESTMENT LOAN CALCULATOR

Estimate monthly payments and total interest for an investment property loan. Adjust rate, term, and amortization to compare scenarios.

Estimated monthly PITI

$2,347

Payment modePrincipal & interest
Monthly P&I$1,922
Total projected interest$442,022
Monthly taxes$300
Monthly insurance$125
Monthly HOA$0
Total monthly PITI$2,347

Default rate shown is illustrative and user-editable. QREF does not publish a guaranteed rate.

Calculator results are estimates for educational purposes only and do not constitute a loan quote, credit approval, or commitment to lend. Actual financing terms depend on underwriting.

Areas We Serve

Nationwide Investment Property Lending

Select your state to connect with the right financing program. Lending availability varies by jurisdiction — confirm your state before submitting an inquiry.

READY TO FINANCE YOUR NEXT INVESTMENT PROPERTY?

Tell us about your real estate investment and financing goals. Our team will review your scenario and discuss available financing options.